At present, WeChat borrowing money mainly has two functions, one is called turnover area; One is called micro-loan to borrow money.

Turnover area: it is a loan platform approved by the bank on WeChat financial management. Whether and how many transaction areas are available is determined by the system based on the comprehensive evaluation of the financial value and credit level of users.

Micro-loan: a lending platform provided by Weizhong Bank and promoted by WeChat. It is said that to borrow money for 5 seconds, 1 minute, you need to authorize the People's Bank of China to conduct credit investigation, and the maximum amount is 300,000.

What is the name of the software that WeChat borrows money?

The software that WeChat borrows money is called WeChat wallet.

Expansion: WeChat wallet provides convenient services such as second loan and credit card repayment to meet users' sudden capital needs. In addition, WeChat wallet also provides cross-border remittance, micro-finance and other services to facilitate users to manage their finances easily.

What is the name of vx's borrower?

Wechat borrowing money mainly has two functions, one is called turnover area; One is called micro-loan to borrow money.

It can be opened by the following steps:

1. First open the WeChat app and click "I" in the lower right corner to enter the option list page.

2. Select "Pay" on the list selection page to enter the wallet management window.

3. Select "Small Loan" on the management page, and click Enter.

4. Enter the loan page, first select and confirm the relevant agreement, and then click "Get the quota" below.

5. The personal authentication page will pop up and enter the WeChat payment password.

6. Enter the loan page of micro-loan, click "Loan", enter the loan amount, and finally confirm.

Does wechat have the function of borrowing books?

Wechat has a borrowing function, which generally includes the following:

1. Small loans:

Micro-loan is a credit loan product in WeChat, with a maximum loan of 300,000 yuan and a daily interest rate of no more than five ten thousandths. Invite the system to open through the white list. If qualified users receive relevant invitations on WeChat, they can borrow money after opening.

2. Lender's official WeChat account number:

Users can follow the official WeChat accounts of some lending institutions on WeChat, such as Laihuahua and Moonlight, and apply for loans on them.

Extended data

1. How to open a loan on WeChat micro-loan?

1. Open the mobile phone WeChat software.

2. Click the "I" menu in the lower right corner of the interface to enter.

3. Click the "Payment" menu on the interface to enter.

4. Click the "wallet" menu on the interface to enter.

5. Enter the payment password to verify your identity, and then add a bank card.

6. Return to the WeChat search interface and enter "micro-loan" search attention.

7. Pay attention to the interface of micro-loan after success.

8. According to the loan notification requirements of micro-loans, you can make loans by doing relevant registration.

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0

App version: 8.0. 16

2. What is the interest on WeChat loan?

Wechat loan interest is divided into loan products:

1, micro-loan. The interest on micro-loans is charged at the daily interest rate of 0.05%, that is, the loan 100 yuan, and the interest is charged at 0.05 yuan per day.

2, lightning transaction in the official account of WeChat. The daily interest rate is about 0.03%, and the seven-day interest on the loan to 500 yuan is 1.05 yuan.

3. kilometer emergency wallet. The daily interest rate is 0.4%, the loan 1000 yuan, and the interest for one day is 4 yuan.

There are many official WeChat accounts that can be loaned, and the interest of different loan products is different, depending on the actual situation.

3. What is the maximum loan for WeChat loan?

The amount of WeChat loan should be determined according to personal qualifications, credit and other factors, and the amount of each person is different. Introduce several products of WeChat loan to you:

1, micro-loan. The maximum loan amount is 300,000 yuan. The loan period is divided into 5, 10 and 20 periods.

2, micro music points. The maximum loan amount is 30,000 yuan. You can borrow it by installments at most 12.

3. Small financial WeChat official account. The maximum loan amount is 500,000. You can borrow 120 at most.

There are many products of WeChat official account loan, such as cash bus, Anjiapai, Baiqian wallet and so on.