With the improvement of people's living standards, people will want to improve the quality of life in their houses. So some people will sell their existing suites and buy new houses. So, do you want to sell the house and buy two sets? I believe this is what most people want to know, so let's take a look at Bian Xiao!

First, sell the house and buy two sets?

1. If you sell your existing house after paying off the loan, even if you buy a new house, it will count as a suite. If the loan for the house you want to buy has not been paid off, it will be considered as a second suite.

2. If there are two houses in an individual's name, and one loan has been paid off and the other has not been paid off, no matter which suite you buy, if you buy a new house, it will be regarded as a second suite.

3. If one spouse uses a commercial loan to buy a house before marriage, and the other spouse uses a provident fund loan to buy a house before marriage, and borrows in the name of husband and wife after marriage, regardless of whether the loans of both parties have been paid off, they belong to the second suite. Unless both parties sell the property under their previous names, the new house purchased after marriage is regarded as a second suite.

4. Houses purchased in full under an individual's name, which have not applied for housing loans in the past and are used to apply for mortgages, are not counted as second suites; But now as long as there is already a property under the name, it belongs to the second suite if it is not sold.

5. If the existing house is sold before the mortgage is paid off, even if there is no real estate under the name of family members, when buying a new house, the new house will be regarded as a second suite because of the previous loan record and the sale before the mortgage is paid off.

Bian Xiao concluded: The above is what Bian Xiao shared about selling a house and buying two sets. I believe that everyone will have a corresponding understanding after reading the above sharing. I hope the above sharing can help everyone. For more information, please keep an eye on Qijia. com。

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