The down payment price is 2 1900+ compulsory insurance 960+ listing 500+ purchase tax 5392.5+ commercial all-risk insurance around 4000+guarantee company guarantee fee around 3000 +300 home visit fee =36052.5 yuan.

It's best not to borrow money. Not cost-effective. If you want to buy it, you must go to a regular 4S shop, otherwise there will be unclear fees. Don't trust verbal agreements. As long as you pay, it's no use saying anything. Pay attention to them playing word games with you.