Does the loan house have a real estate license?
The house that is loaned has a real estate license, because according to the laws of our country, no matter how the buyer buys a house, the developer must handle the real estate license within the specified time. However, after handling the real estate license, the mortgaged house needs to be registered in the bank, and the bank will detain the buyer's house ownership certificate, and indicate the words that the house has been mortgaged in the property right column of the real estate license.
What should I pay attention to when buying a house with a loan?
1, apply for a mortgage and do what you can.
Some people think that the bigger the loan amount, the better, but it is not, because you have to pay some interest when you refinance the mortgage. If your loan term is longer and the loan amount is higher, then you have to pay more interest, which will increase your repayment pressure to a certain extent, so you need to do what you can when applying for a mortgage.
2. Prepare loan information in advance.
If you want to buy a house by loan, you'd better prepare the loan information in advance, such as a copy of ID card, a copy of household registration book, marriage certificate, income certificate, bank account, etc. If your credit card has a bad record, you must remember to apply clearly or issue relevant certificates.
3. Remember to cancel the mortgage.
After paying off the mortgage, buyers should never forget to cancel the mortgage and get back the house ownership certificate, otherwise the house will always be mortgaged in the bank, and buyers will not be able to have complete control over the house.
The above is an introduction about whether the loan house has a real estate license. I hope everyone can have a certain understanding of the loan to buy a house, so that everyone can buy their own house smoothly.