Now, as long as the formal online lending institutions are also linked to credit reporting, we should also be careful not to overdue, otherwise it will leave a stain on our online lending big data and affect personal credit reporting.

It is suggested that you can try to conduct a credit test on WeChat "Deep Search Data" to find out whether you have overdue records. If yes, contact the institution quickly, take the initiative to repay the loan, and eliminate the overdue negative records.