Thousands of dollars. Fee for provident fund loan: 1. Guarantee fee. The guarantee fee of the guarantee company is generally 0.3% of your loan amount; 2. Appraisal fee, which is 0.3% of the appraisal price of the house, with the highest fee 1.500 yuan and the lowest 300 yuan; 3. The mortgage registration fee is generally 80 yuan. Individuals apply for housing provident fund loans in banks and provident fund management centers without charging any fees. The loan fees payable by the borrower are mainly the cost of work and related management fees charged by the real estate department and the appraisal agency when handling the mortgage registration of real estate.

What fees do I need to pay to apply for a housing loan?

The expenses to be paid for applying for housing loans mainly include:

Expenses involved in housing loan = appraisal fee, lawyer's fee, insurance fee, mortgage registration fee and notarization fee;

Appraisal fee: According to different regulations of different banks, appraisal fee is not required for individual housing loans of newly-built commercial houses, and appraisal is required for second-hand houses, high-grade apartments and villas.

Lawyer's fees: Except pledge, the application for commercial loans must be reviewed by lawyers, and legal opinions will be issued by law firms. The law firm charges the borrower a one-time legal service fee of 3‰ of the loan amount, and there is no need to pay the lawyer's fee for the provident fund loan;

Insurance premium: for provident fund loans, if mortgage guarantee and comprehensive housing insurance are adopted, housing property insurance and personal insurance must be purchased. In commercial loans and portfolio loans, if you apply for loans by mortgage, you must purchase housing property insurance;

Mortgage registration fee for loans requiring mortgage registration, the mortgage registration fee shall be charged by the mortgage registration department (the ownership department of the housing and land management departments of all districts and counties) at 0.30 yuan per square meter (construction area);

Notarization fee: Second-hand housing loans need notarization, generally around 200 yuan.

What are the expenses involved in applying for individual housing loan from China Bank?

Expenses involved in applying for individual housing loan from China Bank:

At present, the expenses that may be involved in applying for individual housing loan from China Bank include mortgage registration fee, guarantee fee and evaluation fee.

The above contents are for your reference. Please refer to the actual business regulations.

Housing mortgage loan cost

The borrower shall apply to the bank for a loan, explain the purpose and reasons of the personal loan, and submit the corresponding loan materials. The handling fees involved in house mortgage mainly include appraisal fees, attorney fees, insurance fees, mortgage registration fees, notarization fees, etc. Suggest lending it to Moore Lang. A single enterprise tax bill loan can be lent in 30 minutes, which is trustworthy.

After the borrower applies for a loan from the bank, the bank will review the submitted materials. After approval, the bank will send professionals to evaluate the value of their houses. After the evaluation results come out, the bank will determine the loan amount according to the value of the house. Inform the bank borrower to come to the bank to sign the loan contract, go through the mortgage formalities and wait for the bank to lend money. The details of the handling fees involved in housing mortgage loans are as follows:

1. Appraisal fee: Generally speaking, the mortgage loan with a house needs to be appraised first, and the lending institution will determine the loan amount according to the price assessed by the professional appraisal company.

2. Attorney's fees: In addition to pledge, the application for commercial loans must be reviewed by lawyers, and legal opinions will be issued by law firms.

3. Insurance premium: In the provident fund personal housing loan, if mortgage guarantee and comprehensive housing insurance are adopted, real estate insurance and personal insurance must be purchased. Personal insurance depends on age and loan amount. Property insurance premium = insurance amount multiplied by 0.8‰ reinforced concrete structure multiplied by insurance period.

For more information about the loan, it is recommended to consult Moore Long. Moore has the most professional internet finance platform in China, covering 37 1 city in China, with more than 2 million registered users, and provides tens of billions of yuan in loan services to various customers every year. 20 15, Softbank China capital shares in Morlon. Softbank Capital is a leading venture capital institution in China, and has successfully invested in a series of outstanding enterprises such as Alibaba, Taobao, Focus Media and Global Data.

How much is the mortgage fee for buying a house?

Generally speaking, the mortgage cost of buying a house is 65438+ 0.2% of the total loan. The fees to be paid for the housing loan are as follows:

1. Cost: 80 yuan. The charging standard is the house ownership registration fee, and each set is charged with 80 yuan.

2. Transaction costs: 3 yuan will be charged per square meter for newly-built commercial houses.

3. Deed tax: 65438+ 0% of the purchase price (below 90 square meters, the first purchase), which is the tax to be paid by the buyer when the house is closed, that is, when the developer delivers the house.

4. Public * * * maintenance fund: commercial housing with unit price higher than 2,300 shall be paid as "2.5% of 2,300 area". Commercial housing with a unit price less than 2,300 shall be paid as "2.5% of the total house price".

5. Notary fee: 1.5%× loan amount.

Need to be reminded that the above fees are currently charged by banks in different regions, and buyers of specific charging items need to conduct detailed consultation in banks that handle mortgages.

Extended data

Relevant procedures to be handled in mortgage to buy a house:

1, select real estate

If buyers want to get mortgage services, they should focus on this aspect when choosing real estate. When buyers learn that some projects can apply for mortgage loans in advertisements or through the introduction of sales staff, they should further confirm whether the real estate developed and built by developers has won the support of banks to ensure the smooth acquisition of mortgage loans.

2. Loan application

After confirming that the property you choose has bank mortgage support, the buyer should know about the bank's regulations on obtaining mortgage loan support, prepare relevant legal documents and fill in the mortgage loan application form.

3. Sign a house purchase contract

After receiving the relevant legal documents of mortgage application submitted by the buyers, the bank will issue a loan consent notice or a mortgage commitment letter to the buyers after examining and confirming that the buyers meet the mortgage loan conditions, so that the buyers can sign the pre-sale and sales contracts with the developers or their agents.

4. After signing the house purchase contract and obtaining the payment voucher, the buyer signs the house mortgage loan contract with the developer and the bank with the relevant legal documents stipulated by the bank, stipulating the amount, term, interest rate, repayment method and other rights and obligations of the mortgage loan.