Are you going to borrow about 350 thousand? See which bank you borrowed from ~! Generally, a mortgage (such as a house property) is needed. They need someone from the real estate bureau to evaluate your house price (usually 50% of the house price you bought). However, if you have a small loan, you can go to a post office below 50 thousand. It seems that as long as there are two locals as a guarantee, you can ~!