Take Tianjin as an example:
Housing provident fund or commercial loans can be used to purchase price-limited commercial housing, and the procedures are the same as those for purchasing ordinary commercial housing loans. In order to reduce the burden on families who buy price-limited houses, the relevant government departments give 50% subsidy to the loan guarantee fee for housing provident fund loans used to buy price-limited houses in this city; For individual price-limited commodity housing loans through the Sino-German Housing Savings Bank, the government also gives a 0.5% loan interest discount and a five-year loan interest subsidy.
The family members of the applicant for price-limited commercial housing shall be determined according to the applicant, the applicant's spouse and minor children or adult unmarried children. Close relatives who live together with the applicant for a long time can be regarded as family members of the applicant. All urban household registration collective accounts that have settled in this city due to employment can apply, and there is no age limit. The applicant applies to the district housing authority where the household registration is located.
Those who hold the Qualification Certificate of Tianjin Price-limited Commodity Housing Purchase can purchase price-limited commodity housing built in this city, and there is no regional restriction. Commercial housing with limited price organized by the district is only sold to qualified personnel in the district.
Applicants who have obtained the qualification certificate of Tianjin price-limited commodity housing must be the spouse, parents or children of the applicant when purchasing price-limited commodity housing. * * * Someone can buy a price-limited commercial house as a lender. Price-limited commodity housing buyers can only be listed and transferred after paying deed tax for 5 years.