Some people have been sued by An Yihua. An Yihua is a loan product under Ma Ma Finance and its reputation is also very good. If you fail to pay by the due date, you will be prosecuted.

1. Anyihua will be prosecuted if it is overdue

As we all know, the most important thing when we use loan products is personal integrity. Because credit records are very important to each of us. There may be unexpected consequences when using a loan product expires. Firstly, it may be used as a warning on the credit record, and secondly, if the situation is serious, individual users will be sued to compensate for the losses of the lender. There will be no fines for overdue settlement for a short time, but if you are legally punished for being overdue for a long time, you may be prosecuted and imprisoned. Regardless of the outcome, the best way is to complete the loan repayment on time.

2. The consequences of overdue Anyihua will be serious

1. Personal credit) If Anyihua is overdue, it will be reported to the credit report. At the same time, when applying for Alipay, it will also affect the Zhima credit score. assessment.

2. Overdue interest: Once Anyi is overdue, certain overdue fees will be incurred. Liquidated damages are calculated based on the overdue principal. Mainly calculated based on the daily discount rate of 0.3. The calculation formula is as follows. Liquidated damages = Total amount to be repaid in the current period (including interest) Overdue days) ) Starting from the repayment date - Until repayment) ) Daily interest rate of liquidated damages.

3. Cannot borrow money. Overdue Anyihua will affect the use of loan products such as Anyihua. Once it is included in the online loan blacklist, other borrowing products will also be unable to borrow money.

According to the official support reply, if the credit is overdue for more than 3 days, the record will report the credit report as overdue. It is recommended to fulfill your obligation to repay on time, repay as soon as possible, and maintain a good repayment record. Anyihua reports credit reports every month in accordance with relevant procedures. Reporting and updating take some time, and updates are usually delayed by 1-2 months. Therefore, overdue records related to credit records can only be queried 1-2 months after the expiration date.