Houses that have not paid off their loans can be named.
There are generally three kinds of names added to the real estate license, that is, the gift of housing property rights, and the first one appears most frequently.
The gift of house property right usually means that one parent of a real estate party adds the name of the other party to the house book.
Adding a name to a real estate license is not just adding a name, it usually involves. Moreover, adding a name to the real estate license is different for whether there is a clearing fee for the outstanding loan before and after marriage.
2. Can I add my name to the house loan?
Adding a name has nothing to do with a loan!
3. Can I add a name before the loan house is returned?
Legal analysis: mortgage real estate license cannot be real name. After buying a house with a loan, if you are still paying the mortgage, you can't add your name to the real estate license. Because the name added on the real estate license belongs to the change registration of house ownership, and the premise of the change registration is that the house cannot be in the state of rights restriction, and the house that is loaned to buy a house is in the state of mortgage, naturally there is no way to add the name on the real estate license.
Legal basis: Article 1087 of the Civil Code of People's Republic of China (PRC). At the time of divorce, the joint property of husband and wife shall be handled by mutual agreement; If the agreement fails, the people's court shall make a judgment based on the specific circumstances of the property and the principle of taking care of the rights and interests of the children and the woman. The rights and interests enjoyed by husband and wife in the contracted management of family land are protected according to law.