There are two main risks:

The first is that the borrower defaults or overdue repayment, which leads to the third party of the loan being unable to recover the principal and interest on time;

Second, the borrower breaches the contract, such as malicious evasion of debts or false information, which makes the third party unable to meet the repayment requirements and faces litigation risks. The third party of the loan needs to have certain risk control ability and collection ability, and at the same time, it needs to make arrangements such as risk dispersion and deposit to avoid and reduce risks as much as possible. Investors should pay attention to the strength and business ability of third parties when choosing loans, and choose a platform with good reputation and legal compliance for investment.