For friends who have a bit of repayment pressure, the more repayment periods, the better. There are also many installment loan platforms on the market, which can be divided into 24 or more loan apps? The following are five staged mobile phone software carefully compiled by Bian Xiao.
Loan platform
1, Pudong Development Bank Green Loan
Line: 1000-300000.
Number of repayment periods: 3/6/ 12/ 18/24/36.
Application conditions: the age is between 20 and 35; There is no Shanghai Pudong Development Bank credit card under its name; College degree or above.
2. Electronic loan of China Merchants Bank
Amount: up to 300,000 yuan.
Number of repayment periods: 3/6/9/10/12/18/24.
Application conditions: China Merchants Bank has a credit card and no bad credit record.
Step 3 go on stage immediately
Amount: up to 200,000 yuan.
Interest rate: the monthly interest rate is about 1.45%.
Number of repayment periods: the longest repayment period can be divided into 24 periods.
Application conditions: by stages: the applicant has no bad credit record, 18 and above 55, and has a proper occupation or identity; Cash loan: Generally, applicants are required to provide work certificates, family information, company information, income, etc.
4. Suning pays at will
Amount: up to 200,000 yuan, but generally, the amount of applying for Suning's voluntary payment for the first time will be relatively low, ranging from 3,000 to 8,000 yuan. The quota of qualified individual users can be very high, reaching tens of thousands. Frequent use of arbitrary payment and multiple installments will help to increase the amount.
Duration: 5 years at most.
Lending: the speed is relatively fast, so you can lend money immediately.
2. What is the calculation formula of installment loan interest?
Interest on installment loans is generally calculated on a monthly basis, 1 installment is 1 month. The calculation formula is: interest per installment = remaining unpaid principal × monthly loan interest rate.
If you borrow 1000 yuan and the monthly interest rate is 1%, then the first month's interest is1000×1%=10 yuan. As for the monthly repayment amount, it depends on how many installments you pay and what repayment method you choose.
To sum up, from the above, we can know that there are still some loan apps that can be divided into 24 periods. For example, our most common loan, Pudong Youth Loan, has a quota of 65,438+0,000-300,000, and China Merchants Bank E Loan has a maximum of 500,000, which can be immediately phased and capped at 200,000. Suning pays at will, with a maximum term of 5 years. The calculation formula of installment loan interest: installment interest = remaining unpaid principal × monthly loan interest rate. If you have any other related questions, you can ask us.
What are the installment loan software?
Loan software that can be used by stages includes:
1, Ant Flower Garden: Flower Garden is an Internet credit consumption tool on Alipay. Users can enjoy the service of spending first and paying later. Ant flowers are consumed in the current month and will be returned next month. If you can't repay in one lump sum, you can also choose to repay in installments (divided into 3/6/ 12 installments) or the minimum repayment amount;
2, ant borrowing: borrowing is a personal consumption loan launched by Chongqing Ant Shangcheng Co., Ltd., a subsidiary of Ant Financial, and users can apply for 3/6/ 12 months;
3. Micro-loan: Micro-loan is a personal consumption loan launched by Weizhong Bank, which charges interest on a daily basis with a maximum daily interest rate of 0.05%. If you choose installment loan, you can now choose 5 installments. 10.
Which loan platform is good for loans and can be repaid in installments? Try these low-threshold ones
Although there are many platforms for borrowing money now, the requirements for borrowers are different. In order not to be rejected, many people will prefer those platforms with low thresholds and easy to borrow, and it is best to repay them in installments, so that the pressure will be less. Then, which lending platform is easy to borrow and can repay in installments? Today, I will give you an inventory.
Which loan platform is good for loans and can be repaid in installments?
You can apply for online loans by stages, with low threshold, easy application, no mortgage guarantee and direct online processing. Suitable for friends who want to borrow money without assets, but you must meet two preconditions, one is that credit must pass the customs, and the other is the ability to repay on time. Then you can try these platforms, which are all products of licensed financial institutions.
1, money to spend
Small full credit loan, the minimum daily interest rate can be divided into 1~24 months, and the maximum loan amount is 200,000 500 yuan. It's an easy loan. The borrower 18~55 years old is required to provide his second-generation ID card to complete the authentication, pass the examination and approval in 30 seconds at the earliest, and get the money on the day of application.
2. Recruit good loans
It is also good to apply for online loans. Zhaolian Finance is responsible for the operation. The loan amount is 20,000-50,000, which can be repaid in 3-24 installments. The minimum daily interest rate of the loan is to require the borrower to be 22-55 years old, provide the second-generation ID card and bank card, complete the real-name authentication and operator authentication, and the system will automatically approve the loan.
3. Ten thousand E loans
Wanda Pratt & Whitney's credit loan has a minimum loan amount of 1 1,000 yuan and a maximum loan amount of 50,000 yuan. The requirements for borrowers are relatively low. 18 ~ 55 years old or older, just provide the mobile phone number, second-generation ID card and bank card registered in real-name registration system. Interest is calculated on a daily basis, the loan interest rate is as low as the approval speed, and the average lending time is 3 minutes.
The above is the introduction of "which loan platform is good for loan and can be repaid in installments". You can choose according to your own credit conditions and needs. Remember to repay on time after the loan, so as not to affect your credit.
Would you like to ask if there are any stages besides Gitzo?
At present, there are many platforms to provide installment loans on the market. Apart from Gitzo, there are the following:
1, installment music: it is a financial platform for young people to spend in installments. The interest rate on installment date is as low as 0.03%, and the number of installments 1-36.
2. That is, there are stages: first consume and then repay, without mortgage or guarantee, and the loan can be repaid with interest on a daily basis, with a quota of tens of thousands.
3. Interesting installment: mainly for college students, graduate students and other internet financial platforms that provide installment payment services for digital electronic products. The staging threshold is extremely low, and you only need to provide personal valid identity information. The amount ranges from several thousand yuan, with monthly interest 1%.