1. China citizen with full capacity for civil conduct, age 18-60 years old;

2. The applicant's work unit or habitual residence should be in the location of the loan issuing institution;

3. Have a fixed job, a stable source of income or a reliable repayment guarantee;

4. Other conditions stipulated by China Industrial and Commercial Bank.

Extended data:

Electronic lending can be divided into online processing and offline processing:

1. Online banking and mobile banking;

2. Offline is our business outlet.

The use of electronic loans:

Used for car purchase, home improvement, travel, shopping and consumption. , but not allowed to enter the securities market, futures market, equity investment and real estate market, not for private lending, not for matters clearly stipulated by national laws and regulations.

References:

Industrial and Commercial Bank of China-Rong E Street