Suzhou is one of the important central cities of the Yangtze River Delta urban agglomeration and a famous historical and cultural city in China. Many people who work in Suzhou or often come to Suzhou will choose to buy a house in Suzhou. So what conditions do you need to meet to buy an apartment in Suzhou? Next, Bian Xiao will briefly introduce it to you.

1. apartments are divided into residential apartments and business apartments. Apartments of general residential types are affected by Suzhou's purchase restriction policy. According to the relevant provisions of Suzhou's purchase restriction policy, non-Suzhou registered households are required to provide social security or tax payment certificates in Suzhou for two consecutive years or more from the three years before the date of purchase.

2. Suzhou business apartment is not limited to purchase or loan. If you want to buy an apartment in Suzhou, you need to have sufficient funds or meet the relevant requirements of the loan bank. Usually, you can only apply for a business loan when you buy an apartment. The loan term is 10 year, the minimum down payment ratio is 50%, and the mortgage interest rate is relatively high. Please consult the relevant loan banks for specific loan policies.

3. When applying for a commercial loan, the general applicant needs to be a person with full civil capacity; Good personal credit; Have a stable job and income, and be able to repay the principal and interest on time; Collateral approved by the bank; There are not less than the prescribed proportion of down payment vouchers and so on. The loan conditions of different banks may be different, and the specific conditions of alternative payment can be consulted with the lending bank.

4. Apartments are usually small in area, with insufficient lighting, high space utilization rate and complete functional divisions. Most apartments are located in prosperous areas, and the surrounding commercial and transportation facilities are complete. However, the cost of living in apartments is relatively high, and the comfort of living is not as good as that of houses. When you buy an apartment, you should pay attention to choosing an area with superior location, convenient transportation and mature commercial facilities.

Bian Xiao concluded: What conditions do you need to buy a house in Suzhou? Bian Xiao will briefly introduce you here. I hope that after reading this article, I can provide you with reference and help when you buy an apartment in Suzhou in the future.

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