1, for example, the entrusted loan of housing provident fund of Agricultural Bank of China (hereinafter referred to as provident fund loan) refers to the loan that the provident fund center entrusts the handling bank to issue to individual employees who meet the requirements stipulated by the provident fund center for the purchase, construction, renovation and overhaul of self-occupied housing.

2. Provident fund loan process: the operation process of individual housing provident fund loan: lender application → preliminary examination of handling bank → approval of provident fund management department → signing provident fund loan contract → handling mortgage, pledge, guarantee and other guarantee procedures → loan issuance → data archiving → loan repayment → loan recovery → cancellation of mortgage and pledge.

3. For details, please consult the local provident fund center.