Current location - Loan Platform Complete Network - Loan consultation - Need an old loan
Need an old loan
When we talk about neets, we will accuse them of ignorance in a sarcastic tone. Parents have been working hard for their children all their lives, but children still have to rely on their parents to buy a garage to maintain a family's livelihood. They feel particularly incompetent and selfish. If we use an animal to describe the neets, it is leeches, staring at you and sucking blood.

But is this really the case? The poor naturally have their helplessness. If they have the ability, they naturally don't want to rely entirely on their parents. They also want to be self-sufficient and self-reliant. They don't want to face ridicule and accusations from others, and they don't want to be spurned by others.

First of all, we should explore the reasons why the neet can't afford a car or a house. We all know that in big cities, especially first-and second-tier cities, a small house costs millions, even if it is a down payment, it will cost at least hundreds of thousands or even millions. How can we buy a car if the house problem is not solved? Even if I buy a car, it seems that I can't afford to burn gasoline.

For the neet people, some of them have just graduated from college and just entered the society. Their salary is very low, which is several thousand yuan a month. Moreover, they have to solve their own traffic problems and accommodation problems, and everything needs to be spent. Even if they tighten their belts, there won't be much money left after one month. Later, their salary level may gradually increase, but it is really difficult for them to afford the down payment of a house in a few years.

Then some people say that it is difficult to live in a big city, so you can go to a small city, for example, to the county seat, where the house is only two or three thousand square meters. However, you should know that although house prices have fallen, their wages and benefits have also decreased accordingly, which is far less than that of people in big cities. Can you expect a person with a monthly salary of only 2000 yuan to buy a house within three years? Relatively speaking, job opportunities in county towns are scarce, and it is difficult to find jobs suitable for these college graduates. Many people don't want to go to the county seat after experiencing the prosperity of big cities.

The most important reason is that the reason why young people want to buy a car and house is actually to prepare for marriage. Now, when they get married, almost all women ask the man to have a car and a house, preferably in full. Even if they want to repay the loan, they should pay as much down payment as possible. At this time, someone jumped out and said that girls are too utilitarian. But in fact, this is not the whole truth. The reason why girls ask men to have cars and houses is actually for the future consideration of two people.

Imagine that after two people get married, the combined salary just exceeds 10000 yuan. This money has to pay not only the mortgage and car loan, but also the utilities and property fees. If you have children at this time, you have to buy milk powder for your children and give them a physical examination. Once the child has a fever and a cold, it will cost hundreds of medical expenses. If parents can help their children solve part of the house payment and car payment, the economic pressure of the young couple will be great.

Therefore, as neets, they are also helpless, and they also have their difficulties. Of course, this is not an excuse for them to always be neets. Young people should think more about their parents and fight for themselves. After all, parents can help you for a while, but they can't help you for a lifetime.