Generally speaking, the minimum down payment for car loans is 30%, which means that the minimum down payment for cars with 654.38+10,000 yuan is 30,000 yuan, and some models can be lower during the event.

Bank car loans and 4S shop car loans generally require more than 30%. Car buyers can decide the down payment ratio of car loans according to their own funds. The higher the down payment, the less the monthly repayment.

Most banks stipulate that the minimum down payment is 40% of the car price, and the minimum car financing can reach 20%. Generally, there are two options for the loan term: 3 years and 5 years, with the longest term not exceeding 5 years. Some people also need to pay a deposit of about 10% of the car price and related handling fees.

Finally, if you have any other questions about car loans, please come to Shuxin Finance to find out.