1. How much is the monthly down payment for a 300,000 car?
The minimum down payment for buying a car is 20%, and common down payment plans are 30%-60%. Of course, some car dealers can also offer zero down payment. However, the actual down payment and monthly payment shall prevail.
Based on a 30% down payment, for a car worth RMB 300,000, after paying the down payment of RMB 90,000, the remaining car payment will be repaid in installments. Most consumers will choose to repay the car in 1-3 years, the longest period is No more than 5 years, we calculate based on a 3-year period, choose a down payment of 30%, and the approved annual interest rate is 5%.
The following results can be obtained: Total interest in 3 years: 210,000 x 5% x 3 = 31,500. Total principal and interest in 3 years: 213,150 = 241,500, monthly payment: 241,500/36=06,708 = 6,708 yuan. You also need to pay purchase tax, insurance, registration fees, etc.
The down payment and monthly payment for car purchases need to be based on a "good credit report." Consumers with poor credit reports can first register with a company, and then transfer the vehicle to the consumer's name after the payment is completed. But it requires at least 30% down payment and can only be divided into 36 installments.
2. How much is the down payment and monthly payment for a car worth RMB 300,000?
How much is the down payment and monthly payment for a car worth RMB 300,000?
Banks stipulate that the down payment should not be less than 20% and not more than 80%, generally 20%, 30%, 40%, Various ratios of 50%, 60%, 70% and 80% are available. The installments are divided into one year (12 periods), one and a half years (18 periods), two years (24 periods), and three years (36 periods). However, not all brands can provide rich and free financial solutions. It is best to consult the 4S store.
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3. How much is the down payment for a 300,000 car, how much is the interest, the minimum monthly cost, and how long does it take
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The minimum down payment is 90,000 , purchase tax 25,641 yuan, insurance 8,500, three-year interest 25,200 yuan, monthly payment 5,833
4. How much is the monthly payment for a 1 million car with a down payment of 300,000
22,444.
For a loan of 100.7 million and 700,000 yuan, the interest is about 3,000 per month. If divided per month, it is 700,000÷36=19444.44444. So the principal plus interest is 194443000 = 22444, so the down payment for a 1 million car is 300,000, and the monthly payment is about 22444.
Monthly payment refers to the monthly repayment amount that the lender should pay to the lending bank every month during the repayment period according to the provisions of the loan agreement when purchasing commercial housing, motor vehicles, etc. with a bank mortgage. , including the principal part and your money shortage, if you have enough things you want, the pressure on money will be smaller.