If the house you buy is an auction house, the down payment of the house is the total house price MINUS the loan amount, which is the down payment of the house; If you buy a second-hand house, the down payment is the actual sales MINUS the loan amount, and the loan amount should be evaluated by the bank. If it is the first time to buy, it can reach 80% of the evaluation price.

Most people's down payment is prepared according to 30% of the total house price. If the house they buy is relatively small, and it is the ordinary house they buy for the first time, they can enjoy the minimum down payment ratio of 20%, especially when using housing provident fund loans, the down payment amount is relatively low, and they can also enjoy more favorable loan interest rates. When preparing the down payment, you should prepare according to your actual needs and specific circumstances, and prepare as many down payments as possible. In addition to reducing the loan amount and the total cost of buying a house, it is also necessary to pay taxes and fees after paying the down payment. Yoshiya real estate encyclopedia, buying a house needs more knowledge.