1. Application: First, you need to apply to China Construction Bank for prepayment. You can apply at business outlets, or by telephone, China Construction Bank official website, app, official WeChat account and other channels.
2. Fill in the application form and provide information: Fill in the application form for early loan repayment in writing and submit relevant information, such as ID card and loan contract.
3. Approval: Waiting for the bank to approve the prepayment application. After the approval, the bank will notify the lender to go through the prepayment procedures at the designated business outlets.
4. Handling procedures: After the appointment is successful, you need to go through the relevant procedures at the corresponding branch of CCB within the specified time, and deposit enough funds in the repayment account in advance to facilitate the bank to deduct money at one time.
5. Obtain the settlement certificate: After the loan is settled, the borrower should take his valid identity certificate and the loan settlement certificate issued by the bank, retrieve the legal documents and relevant supporting documents taken away by the bank, and go through the mortgage registration cancellation formalities with the original mortgage registration department with the loan settlement certificate.