Legal analysis: the loan interest rate of military housing provident fund is as follows: 1, the loan interest rate of the first home is 2.75%, the loan term is less than five years, and the maximum loan amount is 400,000; 2. Loan term: the loan interest rate is 3.25% for more than five years, and the maximum loan amount is 400,000; 3. If the second home loan term is five years or less, the loan interest rate is 3.03% and the maximum loan amount is 400,000; 4. If the loan term of the second apartment is more than five years, the loan interest rate is 3.58%, and the maximum loan amount is 400,000 yuan.

Legal basis: "Measures for the Administration of Military Housing Provident Fund Loans" Article 11 The process of military housing provident fund loans is as follows: (1) After reviewing the loan information, the center verifies the borrower's provident fund deposit and loan situation, and inquires and prints the credit report. (2) According to the Measures for the Administration of Provident Fund Loans in Different Places, the central collection and extraction department will open a special account for military housing provident fund loans. (3) The approval and issuance of loans shall be implemented according to the relevant system of central loans. (four) if the loan fails to pass the examination and approval, the information in Items (1) and (2) of Article 5 shall be returned to the borrower.