Go to the bank first to find out the principal and interest still owed, and pay off the remaining loans in one lump sum. Then the bank will issue a certificate of repayment and a certificate of agreement to erase the mortgage.

Specific process: 1. The lender initiates a repayment application to the bank that issued the mortgage loan, and submits an application for early settlement of the mortgage loan.

2. The lender deposits the funds according to the repayment date agreed with the bank, and the bank will deduct the money.

3. Information about the cancellation of mortgage after the bank completes the deduction.

4. The lender shall handle the mortgage cancellation registration with the relevant materials of mortgage cancellation at the Housing Authority.