Your question is too complicated to generalize. When you buy things in Taobao, I suggest you pay with Alipay. Alipay has many payment methods, and generally you can get points by choosing fast payment. Of course, the premise is that you have an Alipay account, and your current Huaxia credit card is added to the quick payment inside. The following are the points accumulation rules of Huaxia Credit Card.

I. Cumulative Rules for Credit Card Points of Huaxia Bank

1, Huaxia Bank can get 1 points for every RMB 1 yuan, and 7 points for every USD 1 yuan, and the generated points will take effect on the next day of the billing date of Huaxia Bank Credit Card Center;

2. If you hold two or more Huaxia Bank credit cards, the accumulated points of credit card spending of each card will be calculated together; The points of Huaxia Bank's main credit card and subsidiary credit card can be combined, and the consumption of all Huaxia Bank's main credit cards under the cardholder's name can be combined; If some co-branded cards have special provisions, they will not be combined.

3. If the goods are returned for any reason, the signing dispute or other reasons, Huaxia Bank Credit Card Center will deduct the corresponding points according to the refund amount. Within the scope permitted by laws, regulations and regulatory provisions, Huaxia Bank Credit Card Center reserves the right to adjust the conversion ratio of points.

Second, the scope of application of Huaxia Bank credit card points

Huaxia credit card holders can accumulate points by swiping cards or mailing goods.

Three, the following items will not be accumulated points:

1. Annual fee of Huaxia Credit Card, revolving credit interest, cash withdrawal fee, interest, expenses arising from overdue repayment (such as liquidated damages and interest) and other expenses agreed in Huaxia Credit Card (Personal Card) Bill Acquisition Contract.

2. Consumption of real estate agents, various motor vehicle dealers, aircraft dealers, wholesalers, insurers and tobacco dealers.

3. The consumption of merchants in agriculture, countryside and farmers and preferential merchants in designated counties and townships.

4, telecommunications, cable television, television, water and electricity and other public utilities service fees are free.

5. Lottery, hospitals and related medical institutions, schools and government services.

6 government loans, charitable social services and other non-profit expenditure.

7. Fees, legal fees, fines, bail and taxes paid by the embassy or consulate.

8. Other items designated by Huaxia Bank Credit Card Center will be notified separately.

I hope my answer can help you,