Student-origin credit student loans do not need guarantees and mortgages, but they need repayment, which is different from national grants. Below, I sorted out the process of 20 17 college student loan for your reference!
The process of student loan for college students' origin
China Development Bank: (opened provinces: Shanxi, Inner Mongolia, Jiangsu, Anhui, Henan, parts of Jiangxi, Shandong, Hubei, Hunan, Guangxi, Hainan, Qingdao, Chongqing, Sichuan, Guizhou, Yunnan, Shaanxi, Gansu, Qinghai and Ningxia).
Agricultural Banking in China: (Fujian Province, Zhejiang Province)
Rural credit cooperative banks: (Jiangxi Province, Fujian Province, Zhejiang Province)
The specific treatment of each student's origin should consult the local education bureau funding center (due to different local requirements).
1. First, log in to official website of China Development Bank, click on the student online service system (student origin) and register the student information.
2. Export the loan application, print the paper document (in duplicate) and affix the official seal according to the above requirements.
3. Preparation materials: Old classmates should first go to the school office to open a student loan certificate and bring it back. (Note: Different regions may have different requirements)
(a) the materials required for the first loan (refers to the old students who have never borrowed money)
(1) Application Form (in duplicate). The application form must be complete and accurate, and signed and sealed by the borrower; , the village (neighborhood) committee, township (street), county civil affairs departments of all units with official seals.
(2) the borrower and the borrower's identity card, and the county center keeps a copy;
(3) Admission notice (old students are required to provide student ID card and a copy of student ID card), and the county center keeps one copy;
(4) Other materials required by the county funding center.
(2) Materials required for loan renewal
(1) Application Form (in duplicate). The application form must be complete and accurate, and signed and sealed by the borrower; No qualification examination is required (that is, no official seal is required).
(2) a copy of the student ID card;
(3) other materials required by the county funding center.
(4) Go to the rescue management center to handle the loan and sign the contract. For the first application, the borrower and * * * must go to the acceptance site at the same time as the borrower; When renewing the loan, the borrower and one of the borrowers can apply at the scene.
(5) After the students report to the school, they will submit the acceptance certificate (receipt) to the financial aid center of the school with the relevant loan receipts from the county education bureau and the bank. Teachers in the financial aid center will enter the collection information in the student loan system. Remember!
Rural credit cooperative loan
(Open provinces: Jiangxi, Fujian, Heilongjiang and parts of Yunnan,)
I. Loan application and preliminary examination
(1) The applicant shall issue 1 certificate to the Academic Affairs Office before going home; Students from outside the province need to download the Application Form of Credit Student Loan for Students from xx Province on the website of the Education Bureau of Students' Origin.
(two) sent to the village, township (street) county civil affairs department for examination and seal.
(three) to the local county (District) Education Bureau Student Financial Assistance Management Center for examination and seal.
(four) students applying for loan approval should provide the following materials to the county aid center:
(1) application form;
(2) ID cards, photocopies and household registration books of borrowing students and borrowers;
(3) Student ID card and its copy;
(4) Proof of tuition and accommodation fees required by students and the bank name, account name and account number of the school;
(5) Proof of the relationship between students and their parents (or other legal guardians); (6) Other materials specified by the county funding center. Approved after parallel verification.
Second, sign a loan contract
After the loan is approved by the agency designated by the County Student Financial Assistance Center, the agency will sign a student loan contract with the borrower and * * *.
Third, colleges and universities confirm that
(a) students with the "student loan contract" and "student credit student loan confirmation letter" back to school registration.
(two) and hold the "student credit loan confirmation letter" receipt to the education department to confirm the receipt.
(three) within 20 working days after registration, send a confirmation letter of the student source credit loan to the county-level student financial assistance management center by mail or other effective means. In case of special circumstances, students should take the initiative to contact the county-level student financial assistance management center, otherwise loans will not be issued.
4. After the tuition fee is received, the applicant shall go through the formalities of tuition fee change with the receipt of tuition fee.
Loan application, preliminary examination of county-level student financial assistance management center
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Agency investigation, review and approval
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Sign a loan contract
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Confirmation of ordinary colleges and universities
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The county-level student financial assistance center informs the lender.
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Loan issuance and remittance
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Record registration
After reading the 20 17 college student loan process, I also saw:
1.20 17 student loan policy
2.20 17 national student loan policy
3.20 17 Financial Aid Policy for College Students
4.20 17 new policy for college students
20 17 what materials are needed to update the student loan?
For ordinary college students with family difficulties, the credit loan for students from China Development Bank is undoubtedly a timely help. What materials do I need to apply for a student-origin credit student loan? Let me talk to you today.
What materials do students need to apply for student loans?
1. The materials required for a student to apply for the first loan include: the original application form signed by himself and stamped by the qualification department, the ID card of himself and the borrower, and a copy of the college admission notice (the student holds a student ID card); The original household registration book of the borrower and myself.
2. The materials required for the loan extension application include: an application form signed by the student himself. If the borrower or the borrower cannot come to the acceptance site, the other party may apply with the power of attorney.
The difference between student-origin student loans and general loans is that the concept of * * * is the same as that of borrowers.
Specific steps of student-origin student loan
There are usually four steps:
1, online self-help: students register in the service system (
Complete the registration, fill in the personal basic information and borrower information, put forward the application for student credit loan and export and print the application form for student credit loan.
2. Identification of family economic status: Students are required to fill in the application form for the credit student loan from their graduate high school or family village (neighborhood) committee and township (street) civil affairs department, and only need any of the above-mentioned identification units to issue identification opinions and affix their official seals.
3. Submit materials to the county-level financial aid center: the borrower and the borrower's ID card 1 copy, the admission notice (or student ID card) 1 copy, the original household registration book 1 copy, and the application form for student-origin credit student loan signed by the borrower himself.
In addition, if the borrower and the borrower are not in the same household registration book, they need to bring the original household registration books of both parties.
4. Enter the electronic receipt in colleges and universities, waiting for approval: students applying for loans report to colleges and universities with admission certificates, and require college teachers to enter the electronic receipt on June 65438+ 10/0 of that year.
After submitting the above materials, you can basically wait for good news.
Reminder: After April 1 every year, students who renew their loans can log in to the student online service system to apply. Don't miss time. I hope the above introduction will be helpful to everyone.
How to make a 20 17 student loan?
The process of handling student loans:
The loan acceptance department applies for a loan;
Prepare materials. Prepare relevant materials to register with the student financial assistance management department of the local education bureau, and receive the Application Form for Student Credit Loan of China Development Bank (hereinafter referred to as the Application Form). The borrower needs to complete the application form and seal it completely;
Review the materials. When the borrower and * * * go to the student financial assistance management department of the county (city, district) Education Bureau where the form is registered, they need to provide two identification materials (including the borrower and * * * together with the borrower's ID card and photocopy, student ID card or admission notice, household registration book), and provide the application form and postal savings account number, which will be reviewed by the staff of the student financial assistance management department of the County Education Bureau;
Sign the contract. The borrower and * * * sign the Loan Contract for Student Credit Loan of China Development Bank with the borrower himself, sign the loan contract and authorize the Postal Savings Bank to deduct the loan principal and interest from the above account;
Return the contract receipt. After the loan contract is signed, students can report to colleges and universities with the contract. From 20 1 1, students only need to go to the financial aid center of colleges and universities to handle the electronic receipt, instead of mailing the paper receipt. Within 30 days after registration, if the student financial assistance management department of the Education Bureau does not receive the receipt (no later than 65438+1October 30), it will be deemed that the student has cancelled the loan application;
Loan issuance and payment. According to the contract, the Postal Savings Bank will issue loans on the date agreed in the contract and wire the loan funds to the designated account of the borrowing student's university;
Repay the loan. After the borrower graduates, the students and the borrower are responsible for timely and fully depositing the funds into the personal account according to the loan contract.
20 17 the introduction of student-origin loan ends here.