The following consequences will occur: 1. Penalty interest: When signing a loan contract, some provisions will generally be made for overdue loans. Overdue interest will generally result in penalty interest. Different financial institutions have different amounts of penalty interest and interest generated. It's not the same, but as an expense that shouldn't be incurred, it's better not to incur it. 2. Credit stain: Don’t underestimate this. Once the loan is overdue, the bank will report your overdue record to the central bank's credit reporting system. Once the record is generated, there will be a stain on your personal credit report. This small stain will cause considerable resistance to your future loans and credit card applications. Borrowers must not lose big because of small things. 3. Unable to enjoy preferential loan interest rates: We all know that when you go to a bank to apply for a loan, the loan interest rates fluctuate to varying degrees. High-quality customers can usually get the lowest loan interest rates, while users with past loan overdue records will not be able to get a loan even if they apply for a loan. , wanting to enjoy interest rate discounts is basically a daydream. 4. If it is overdue, it will have an impact on your credit report according to the length of time. Seriously overdue (more than 90 days) credit report will be a black account. You will not be able to apply for any loan business before the overdue repayment. Overdue penalties, overdue interest, etc. will be incurred. . Article 65 of the Civil Procedure Law stipulates that parties concerned shall provide evidence in a timely manner for their claims. The people's court shall determine the evidence that the parties should provide and the time limit based on the claims of the parties and the trial status of the case. If a party has difficulty in providing evidence within the time limit, it may apply to the People's Court for an extension of the time limit, and the People's Court will extend the time limit appropriately based on the party's application. If a party fails to provide evidence within the time limit, the people's court shall order it to explain the reasons; if it refuses to explain the reasons or the reasons are untenable, the people's court may not accept the evidence according to different circumstances, or may accept the evidence but impose a reprimand or fine.