Individuals can get carbon points by purchasing wealth management products. China Construction Bank (5.940, -0.0 1, -0. 17%), China CITIC Bank (5.560, -0.02, -0.36%), Ping An Bank (1 1.700). Generally speaking, it is mainly operated by the bank's APP. Users can do green travel, online payment, online repayment, online account opening, virtual credit card, electronic bill audit and so on. , you can accumulate carbon emission reductions or green dots in your personal carbon account, which can be exchanged for gifts, bank card concessions, payment concessions and even credit concessions. Take the carbon account book of China Construction Bank as an example. After the launch of this service, users can obtain the corresponding carbon emission reduction through investment and financial management, transfer, online account opening, online number retrieval, living payment, bus and subway selection, and walking. When the cumulative carbon emission reduction reaches a certain threshold, it can be exchanged for corresponding rights and interests.