1. Prepare the ID card, household registration book, school registration certificate and poverty certificate issued by the relevant departments in the place where the family is located, apply for a loan from the Student Financial Assistance Management Center of the Education Bureau of the county (city, district) where the household registration is located, fill in the loan application form and provide materials.

2. The local funding center shall review the application materials, sign a loan contract after the approval, and then issue a contract receipt.

3. The borrower will give the contract receipt to the school at the beginning of the semester, and the school will automatically enter the information, and then send the contract receipt back to the Student Financial Assistance Management Center of the Education Bureau of the county (city, district) where the household registration is located.

4, the local financial aid center to prepare a summary table submitted to the provincial student financial aid management center, the provincial financial aid management center submitted to the handling bank for approval and issuance of loans.

Generally, the loan funds will be transferred to the borrower's personal account first, and then transferred to the school's tuition account by the system. General loan funds will be paid in the middle and late months of 1 1. After deducting tuition fees, if there is any surplus, the school will return the remaining funds to the students.

Matters needing attention in applying for student loans:

1. The application time for general student loans is between July and September every year. Students who need to apply should pay close attention to the announcement issued by the official website in time to know the deadline of student loans, so as not to miss the application time, and then they can only wait for the next year to apply again.

2. The maximum loan amount per academic year for full-time undergraduates to apply for student-origin student loans 12000, and the maximum loan amount per academic year for full-time postgraduates to apply for student-origin student loans 16000.

3. If you are not a freshman, you can apply directly in the online service system of the student loan information network of China Development Bank. As long as you choose to sign an online contract, you can renew your loan remotely without going to the Education Bureau for on-site handling. When submitting a loan application, the China Development Bank will send a short message to inform the collection code, and students only need to give the collection code to the school at the beginning of the semester.