Users who often use Ctrip Travel App should know that there are two loan products in Ctrip Travel Software. One of them is taking flowers. Ctrip is a consumer loan product. After the user applies, Ctrip will issue a certain amount. Users can spend according to this quota, and as long as the flower picking platform is embedded, they can use flower picking for consumption. Does Ctrip use it for credit reporting? What will happen to Ctrip's overdue flower collection?

What will happen to Ctrip's overdue flower collection?

1. Ctrip will charge overdue penalty for overdue consumption principal from the overdue date;

2. If it is overdue, it will have a negative impact on personal credit information;

If it is dishonest, the defendant can go to court and freeze the bank card.

Does Ctrip use it for credit reporting?

It can be said with certainty that Ctrip took the flowers of credit investigation. And when you apply for Ctrip to shoot flowers, you will also check the credit. If the borrower's credit is bad and there is a bad record on the credit information, the application for taking flowers may be rejected.

No matter which platform you borrow money from, remember to repay it on time. Loans overdue's words will not only affect the credit information, but also affect the loan behavior in the future.