Take Jiangxi Province as an example:

Students applying for student-origin credit loan must meet the following conditions: having China nationality; Honest and trustworthy, law-abiding; Freshmen or students (including graduate students and students with a second bachelor's degree) who have been officially admitted to full-time undergraduate colleges, higher vocational schools and junior colleges (including private colleges and independent colleges) that have been approved by the relevant provisions of the state to establish and implement higher education, and have obtained a true, legal and effective admission notice; Students' pre-school household registration and their parents' (or other legal guardians') household registration are in the county (city, district).

Extended data:

The maximum loan amount for full-time college students is 8000 yuan per academic year, and the maximum loan amount for full-time graduate students (including master students and doctoral students) is 12000 yuan per person per year. Students who have obtained student-origin credit loans do not need to bear interest during their school days. However, the interest after graduation shall be borne by the students and their parents (or other legal guardians), and the loan interest rate shall be subject to the benchmark interest rate of the same grade published by the People's Bank of China in the same period.

References:

People's Daily Online-Jiangxi: Freshmen from poor families can apply for student loans.