Well, it mainly depends on the speed at which the bank uploads data. Generally speaking, there will be ups and downs within 10 days after the loan is issued.

2. How long can I apply for credit investigation after the loan is approved?

Credit reports are usually updated once a month. If you apply for a loan this month, it will not be shown in your credit report for the time being, but will be shown next month. The inquiry method of personal credit information is as follows:

1. Bring your ID card to the local central bank credit information center for on-site inquiry;

2. Inquire through some bank ATMs or websites;

3. Log on to the website of the Central Bank Credit Information Center, register and submit the inquiry application.

Credit record printing:

1. You need to take the original and photocopy of your ID card to the Credit Information Center of the People's Bank of China for inquiry and printing, and some banks in Beijing have also launched self-service credit information inquiry machines;

2. In addition, according to the current regulations, it is free for individuals to inquire about personal credit reports twice a year, and the service fee will be charged for the third time and above, 25 yuan.

Contents recorded in the credit report:

1. Personal credit report mainly records overdue records of loans, credit cards or quasi-credit cards overdrawn for more than 60 days in the last five years;

2. Summary of personal credit records, enterprise information and credit report inquiry records in recent two years. Query records generally show the reasons, methods and times of query, as well as credit records, enterprise records and queried records.

3. Where can I check my personal credit report to apply for a loan?

Inquire about the personal credit center of the credit bank; (2) Inquire directly at the designated bank outlets offline; (3) Check with the credit bank.

1, through the personal credit information center of the central bank.

Search "China People's Bank Credit Information Center" on the Internet, find "Internet Personal Credit Information Service Platform", and then register according to the steps. You need to verify the relevant information when registering. Generally, you can make a credit inquiry after passing the authentication, but you can't inquire the results in "Obtaining Credit Information" until the next day.

In addition, through this network channel, there are only two free inquiry opportunities a year, more than two times a year, and the handling fee of 10 yuan is charged each time.

2. Query the designated bank outlets directly on the Internet.

At present, there are many offline certificates that are inquired or entrusted by themselves;

3. Check with the credit bank.

If you happen to go to the bank to apply for a loan or credit card, you can also directly authorize the bank staff to help you check your personal credit. Some places may not have designated offline inquiry outlets, and some commercial banks can also accept direct inquiries.

Credit report is mainly divided into two parts: personal basic information, information details, public information and inquiry. The most important thing is information summary and credit transaction information details.

The information summary mainly focuses on the following two pieces of information. 1. The information about overdue and default is about the length of time. Whether it is a credit card or a loan, a record will accompany you for five years, and no one can be in debt. Information summary: All your loans and credit card lines are friends, and they are often rejected by banks on the grounds that the comprehensive credit line is too high.

Details of credit transaction information: specific uses of packages and credit cards.

1, loan record: records your mortgage loans, secured loans and credit loans in the name of the bank, such as mortgage loans, commercial loans and small consumer loans. , repayment records within 24 months, overdue repayment of more than 2 years will also be recorded in every

2. credit card: that is, credit card. This piece mainly shows your average usage and maximum usage in the last six months, and can also evaluate the debt ratio. The credit card repayment record, like the loan repayment record, will show the account status, used amount, average used amount and maximum used amount of each credit card that has not been cancelled.

Fourth, when can I find out when I borrowed a mobile phone loan?

Credit records have the characteristics of lag. Generally, after one month, the loan record will be recorded in the personal credit report. Because the bank or other lending institution to which the loan belongs submits data to the Credit Information Center of the People's Bank of China on a monthly basis, it takes one month to wait. Credit report is divided into personal credit report and enterprise credit report, which is a record of personal credit information released by the Credit Information Center of China People's Bank.