Hello, you can choose the repayment method of bank loan according to your own situation. At present, there are two repayment methods: equal principal and interest and average principal. If you need small loans, it is recommended to choose a formal credit platform. "Qianhua" is the original Baidu financial credit service brand (formerly known as Baidu Qianhua, renamed as "Qianhua" on June 20 18), which has the characteristics of simple application, fast loan, flexible loan repayment, transparent interest and expenses, and strong security. The application materials are simple, with the fastest approval in 30 seconds and the fastest loan in 3 minutes. It can be repaid in advance, and the loan can be recycled after repayment. I hope this answer is helpful to you. Click on the bottom of the phone to measure immediately! The maximum loanable amount is 200,000.