How to calculate the loan amount of Dongguan provident fund? Company payment 150 person, 300 yuan every month. Ask the expert to help me calculate how many tens of thousands of loans can I get to buy a house?
According to the Measures for Personal Housing Provident Fund Loans in Dongguan, which was formally implemented on October 26th, 20 15/kloc-0, the latest calculation method of the loanable amount of housing provident fund loans in Dongguan is: loanable amount = balance of personal provident fund account × (deposit time coefficient+income adjustment coefficient )× liquidity adjustment coefficient.
In order to promote the stable and healthy development of the real estate market and increase the support of housing provident fund loans for employees to buy houses, Dongguan City has adjusted the relevant coefficient parameters of the calculation formula of the loanable amount of housing provident fund loans, which will be implemented from June 15. The adjusted coefficients are published as follows:
First, the deposit time coefficient.
Deposit time m (month)
Coefficient (t)
6≤M< 12
-2
12≤M< 15
- 1.6
15≤M< 18
- 1.4
18≤M