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The housing loan of China Agricultural Bank has been repaid for one year. What about the prepayment? Do I need to pay liquidated damages? How much is the penalty?
Hello! The handling method of prepayment of personal housing mortgage loan of Agricultural Bank of China is as follows: When the borrower applies for prepayment, he must submit a written application to the lender at least 30 days in advance and get the consent of the lender. As the actual situation varies from place to place, please contact the account manager of the lender for communication. The information to be carried in the prepayment of individual housing loan is the borrower's identity document, the individual housing loan guarantee contract and the original housing loan repayment card (discount), and an application shall be submitted to the original loan agency in advance according to the contract. Please consult your local loan bank for details. The collection standard of liquidated damages for prepayment is based on the loan contract signed by the customer and our bank. Please check the loan contract or contact the loan processing network for verification.

(Answer time: June 65438, 2022+1October 65438+1October 8. In case of business changes, please refer to the actual situation. )