Loans to buy a house, individuals should provide the following information when applying for commercial housing loans:

Household registration book, ID card and copy of the borrower's husband and wife (co-owner).

The purchase contract or agreement signed with the sales unit.

The position and income certificate issued by the borrower's unit, the private enterprise mainly provides the operating income and tax payment certificate that can show its debt repayment, and the business license and copy issued by the relevant department. Proof and copy of the borrower's down payment deposit.

Application form for individual housing loan (format provided by the bank).

Individual application for housing loan procedure: sign a house purchase agreement with the development company. Fill in the personal housing loan application form and provide the information needed by the bank.

After passing the bank review, deposit the down payment in the bank or issue a down payment certificate. After approval, the loan contract, mortgage contract and guarantee contract shall be signed.

Handle mortgage registration, home insurance and notarization of house property rights. Go through the formalities of loan entry and transfer. Go to the development company to go through the relevant household procedures.