Legal analysis: (1) The mortgagor must have the right to dispose of the collateral. (2) The collateral must be legally transferable. (3) The value of collateral shall be consistent with the amount of secured creditor's rights. (four) the property used as collateral should be easy to manage and execute in principle, and should be real estate in principle, including all valuable movable property such as production equipment, daily necessities and means of transportation.

Legal basis: Article 395 of the Civil Law of People's Republic of China (PRC), the following properties that the debtor or a third party has the right to dispose of can be mortgaged: (1) buildings and other land attachments; (2) The right to use construction land; (3) the right to use the sea area; (4) Production equipment, raw materials, semi-finished products and products; (5) Buildings, ships and aircraft under construction; (6) means of transportation; (seven) other property not prohibited by laws and administrative regulations. The mortgagor may mortgage the property listed in the preceding paragraph together.