First of all, let's talk about the calculation formula of college students' entrepreneurial interest, which is calculated according to the interest rate = principal × year (month )× year (month). The benchmark interest rate set by the central bank is 4.35%, but the loan interest rates of different banks will fluctuate up and down this standard, which may be raised or lowered. Want to know the specific interest, can be calculated according to the principal and the bank's interest rate.

2. Conditions for college students' entrepreneurial loans

Different from other loans, the conditions of college students' entrepreneurial loans are very relaxed. As long as you have a college degree or above, friends who have graduated within 2 years can apply for business loans. And it is unsecured, which means that this loan is suitable for every college student who wants to start a business.

3. How to apply?

The application process of college students' entrepreneurial loans is not complicated. Generally, you should first apply in the management service center of college students' pioneer park and provide relevant materials. After the application is accepted, it needs to go through the procedures of examination, publicity and approval before the disbursement can be completed. If you want to start a business with a loan, but you don't know enough about interest, you can also calculate it according to the interest calculation formula provided in the article after defining the specific interest rate of the bank.