The current high housing prices have made many people who just need it daunting. Nowadays, many people have the need to choose a house, but they are unable to choose a house in full, so people choose a house with personal mortgage. Because the loan policies in different regions are different, it is necessary to master the local real estate policies, because only in this way can the funds on hand be arranged reasonably and used correctly. If you plan to choose a house in Zhuji, how much is the down payment for a house of 6.5438+0.04 million yuan? How much is the monthly payment? Let me show you the relevant information below!

If the first suite is purchased, the down payment ratio of the commercial loan shall not be less than 30% of the total house price, that is, 1040000 * 30% = 728000 yuan, and the loan period is 30 years; Provident fund loans, the loan ratio can reach 80%, the loan amount is 600,000 yuan, and the loan period is 30 years.

If it is a second suite, it shall not be less than 50% of the appraised house price, that is, if the total house price is 1040000 yuan, the down payment needs 1040000 * 50% = 520000 yuan; If the provident fund loans the second suite, the loan amount is 600,000.

Regarding the down payment and monthly payment for choosing a house in Zhuji, if you plan to buy a house with a price of 6.5438+0.04 million yuan in Zhuji, you must prepare sufficient funds. The down payment is also a big expense, and the monthly payment should be calculated. Will it affect your quality of life in the next few years or even decades? The above is the content of Zhuji housing loan I provided for you. I hope it will help you!