How to apply for Ping An Pratt & Whitney Oxygen Loan, and what is the application process? My wife's application was rejected. How can I pass the application? What are the requirements of the application? First, download Pratt & Whitney APP? Search for "Ping An Pratt & Whitney" in major application malls and download it.

Register Pratt & Whitney APP and use your real name.

Note: registering the mobile phone number means upgrading the real name directly when applying for the registration of the loan mobile phone number.

2. Click Oxygen Loan to enter the information interface, click "Change Application Channel" in the upper right corner, and select "Direct Account Manager Channel".

And enter the UM number (invitation code)

Tips: The pass rate of application through the direct account manager channel is higher. After filling in the invitation code, the audit meeting will default that the application has passed the preliminary audit of the account manager. After selection, proceed to the next real-name authentication.

Third,

Real name authentication-steps 1: comprehensive authorization

There are four steps in real-name authentication: comprehensive authorization > adding bank cards > face recognition > online insurance.

After the real-name authentication is completed, apply for number making, conduct credit inquiry and give the initial credit limit.

The four steps of real-name authentication need to be completed at one time, quit halfway and start from scratch.

Real-name authentication-Step 2: Add a bank card

The bank card added here is the customer loan bank card.

Real Name Authentication-Step 3: Face Recognition

If face recognition fails, you can re-recognize it on the current page.

If face recognition is "rejected", it needs to be restarted from the "real name authentication" entrance.

Real Name Authentication-Step 4: Online Insurance

4. After the information is perfect, (mortgage houses can be matched directly in the central bank system without submitting information), cars, life insurance and social security accumulation funds should be uploaded and filled in for certification. After certification, the final amount and insurance premium will be awarded. You can sign the video interview. If the contract is successful, the loan can be issued to the bound bank card.

Tips: If the application is rejected, it will take 1 month to 3 months to apply. If you really want to apply, you'd better wait for the official customer service phone to guide you to operate the following steps after the real-name authentication is completed.