Student loans go to local funding centers from the end of August to the beginning of September every year. It is more troublesome to apply for a loan in the first year, but it will be convenient in the future.
Second, is it easy to apply for a student loan?
Legal analysis: if the conditions are met, it is easy.
The process of handling student loans:
The loan acceptance department applies for a loan;
Prepare materials. Prepare relevant materials to register with the student financial assistance management department of the local education bureau, and receive the Application Form for Student Credit Loan of China Development Bank (hereinafter referred to as the Application Form). The borrower needs to complete the application form and seal it completely;
Review the materials. When the borrower and * * * go to the student financial assistance management department of the county (city, district) education bureau where the form is registered, they need to provide two identification materials (including the borrower and * * * together with the borrower's ID card and photocopy, student ID card or admission notice, household registration book), and provide the application form and postal savings account number, which will be reviewed by the staff of the student financial assistance management department of the county education bureau;
Sign the contract. The borrower and * * * sign the Loan Contract for Student Credit Loan of China Development Bank with the borrower himself, sign the loan contract and authorize the Postal Savings Bank to deduct the loan principal and interest from the above account;
Return the contract receipt. After the loan contract is signed, students can report to colleges and universities with the contract. From 20 1 1, students only need to go to the financial aid center of colleges and universities to handle the electronic receipt, instead of mailing the paper receipt. If the student financial assistance management department of the Education Bureau does not receive the receipt within 30 days after registration (no later than 65438+1October 30), it is deemed that the student has cancelled the loan application;
Loan issuance and payment. According to the contract, the Postal Savings Bank will issue loans on the date agreed in the contract and wire the loan funds to the designated account of the borrowing student's university;
Repay the loan. After the borrower graduates, the students and the borrower are responsible for timely and fully depositing the funds into the personal account according to the loan contract.
Legal basis: Article 46 of the Constitution of People's Republic of China (PRC). The people and citizens of China have the right and obligation to receive education. The state trains young people, teenagers and children to develop in an all-round way in morality, intelligence and physique.
3. Can I still apply for entrepreneurship funding after applying for a student-origin student loan?
I believe many fresh graduates know about the one-time job-seeking and entrepreneurship subsidy. The newly graduated college students are very poor and their wages are very low. They want to apply for this entrepreneurship subsidy. Can a netizen apply for a one-time job-seeking and entrepreneurship subsidy after a student loan?
It's possible.
It is necessary to know that there are conditions for applying for a one-time job-seeking and entrepreneurship subsidy, and it was one of them. Therefore, if you have applied for a student loan, you are only eligible to apply for a one-time job-seeking and entrepreneurship subsidy. But there is another situation that needs attention, that is, if you are graduating, you are not eligible to apply for a one-time job-seeking and entrepreneurship subsidy. Bian Xiao doesn't know. Bian Xiao guessed that it might be because the graduation year was decentralized, so students were not enjoying the national student loan.
What is a one-time job search and entrepreneurship?
In fact, this one-time job-hunting and entrepreneurship subsidy is also that the state is very poor for poor students and the salary is not very high. The subsidy is aimed at low-income users who have a strong desire for employment and entrepreneurship, or disabled children with financial difficulties in their families, as well as subsidies for national graduates who have obtained national student loans. If you meet the requirements, you can pay 1 0,000 yuan in one lump sum.
abstract
Therefore, the state can pay attention to the poverty of the school and the news released by the relevant graduate financial aid center, and those who meet the conditions can apply. This will also help families not go through a difficult period after graduation, and then find a job they like.
Fourth, is it difficult for students to apply for student loans?
Not difficult. Just go to the local civil affairs department. There are many people who need to apply in advance. You can apply as long as you apply.