1 foothold

The foothold of financial technology is science and technology, which has the infrastructure attribute of providing scientific and technological services for financial business. The concepts juxtaposed with it are military science and technology, biotechnology and so on.

Technology and finance's foothold is finance, that is, financial formats, services and products used to serve scientific and technological innovation, and it is a typical representative of financial services to the real economy. Along with it are the concepts of consumer finance, agriculture, countryside and farmers finance.

2 target

The goal of developing financial science and technology is to improve the overall efficiency of finance through scientific and technological means.

The goal of developing science, technology and finance is to use the innovation of financial services to influence the real economy and promote scientific and technological innovation and entrepreneurship.

3 participants

The main body of financial technology is a technology-driven enterprise represented by technology enterprises, internet enterprises and technology-oriented internet finance enterprises.

The main body of technology and finance is the financial industry represented by traditional financial institutions and Internet finance.

4 implementation mode

The way to realize financial technological innovation is technological breakthrough.

The way to realize technological and financial innovation is the research and development of financial products.

Five specific products

The specific products of financial technology include: third-party payment, big data, financial cloud, blockchain, credit reporting, AI, bio-wallet, etc.

Technology and finance's specific products include: investment and loan linkage, technology insurance, technology credit, intellectual property securitization, equity crowdfunding and so on.