Provident funds cannot be used for loans to buy houses in different places. Apply for individual housing provident fund loans should also meet the following conditions:

1. Have permanent residence or other valid residence status in this city;

2 have a stable occupation and income, good credit, and the ability to repay the principal and interest of the loan;

3 units and individuals can pay the housing provident fund in full and on time;

4. If you buy a house, you must have a purchase contract or agreement that conforms to the law; Newly built, rebuilt and overhauled houses must have documents approved by the construction, planning and land management departments;

5. If you buy a house, you should have paid a down payment of not less than the specified proportion; Construction, renovation, overhaul of housing, can pay not less than the prescribed proportion of the construction, renovation, overhaul of housing costs down payment or self financing;

6. Agree to guarantee according to the guarantee method recognized by the provident fund management center and the entrusted bank;

7. Other conditions stipulated by laws, regulations and rules. Anyone who meets the above conditions can apply for a loan at the city's provident fund management center. You can book a room in Shaoguan first, with a down payment of 30% and a second set of 40%. After paying the down payment, the developer will give you a purchase contract. You can apply for a provident fund loan in Guangzhou with a house purchase contract. If it is soon, the loan will be issued in about 2-3 weeks, and the money will be deposited in your account, and then you will deposit it in your account.