If there is no provident fund, you need to choose a commercial loan.
As far as interest rate is concerned, the interest rate of provident fund loans is low, and the repayment funds in the provident fund account can be directly deducted, which can reduce the repayment pressure.
However, as far as the amount is concerned, the maximum amount stipulated by the regional provident fund management centers is inconsistent, which may not meet the lender's capital needs.
Lenders are advised to choose according to their own conditions. Or you can go to the local ABC counter for consultation, and the staff of ABC will give some reasonable suggestions according to the customer's situation.