The working hours of rural commercial banks are 8: 00 and 17: 00 from Monday to Friday. Except for national statutory holidays, work is open on Saturday and Sunday, but it is limited to personal business and does not accept official business.

Rural credit cooperatives, referred to as rural credit cooperatives and rural credit cooperatives for short, refer to rural cooperative financial institutions established with the approval of the People's Bank of China, which are composed of members' shares, implement democratic management and mainly provide financial services for members.