As long as you haven't retired. Banks generally limit the age range of mortgage loans. For example, the age range of commercial loans is 18-60 years old, while the age range of provident fund loans is 18-55 years old women and 18-60 years old men. If you have retired, you usually need to provide proof of income. Because the application requirements of lenders in different regions are slightly different, it is suggested that the requirements of local business handling banks or provident fund centers shall prevail!