After your real name is completed, click "Activate Credit Line" on the homepage of Ivo Loan or click "Apply Now" in the product list to enter the page of activating credit line, fill in the required information according to the page prompts and submit it successfully, then you can complete the activation of credit line and obtain the pre-credit line. However, the pre-credit line is not your personal real credit line. Only when the pre-credit line is passed can you choose the loan product you apply for. Your personal real credit line is given by the lender you apply for.