Car mortgage loan is a vehicle mortgage loan product jointly launched by Jingdong Finance and cooperative institutions (micro-loan network). The user completes the appointment online, and the cooperative organization (micro-loan network) handles the loan business for the user offline.
The maximum amount of auto loan in JD.COM is RMB 200,000, and the average monthly interest rate is 0.94%. For specific loan requirements, you can log on to the micro-loan network official website to consult customer service, or you can call offline customer service at 400028888.
Extended data
1. The corresponding avatar fee will be charged on the JD.COM car loan avatar platform, and the recharged but invested funds will be displayed as cashless funds. Investors should mention that they will operate as a cashable fund at present, but they will charge a 0.5% handling fee on the premise of converting it into a cashable fund.
2.JD.COM Automobile Mortgage Association will charge interest management fee, and the platform will charge 6% of each interest remittance as fund management fee.
JD.COM automobile mortgage's interest is about 0.94%. For details, please consult the customer service staff of Microfinance Network. You just need to follow the steps in the article to apply for automobile mortgage.
Which car mortgage platform is better?
Which platform is good for car mortgage?
1, Ping An owner loan
Car owner loan is a car mortgage owned by Ping An Bank, and the qualification requirements for users are not strict. When applying for a loan, users do not need to pledge their cars or certificates, but only need to provide auto insurance policies to apply directly. Users can apply for a maximum loan amount of about 80% of the vehicle value.
According to the official staff of the owner's loan, as long as there is no problem with the information provided by the user and the user meets the loan application conditions of the owner's loan, he can receive the loan as soon as possible.
2. JD.COM auto loan.
JD.COM car loan is a loan product of Jingdong Finance, and users can apply directly in Jingdong Finance. Users who want to apply for a car loan in JD.COM need to be between 18-60 years old, not college students, and have no serious credit stain on their personal credit information.
Of course, the age of the vehicle mortgaged by the user must be between 1 and 12 months, and the mileage cannot exceed 65,438+10,000 kilometers. The maximum amount that users can apply for is 90% of the value of the mortgaged vehicle. If the information provided by the user is correct, the loan will be received as soon as the same day.
What is a car loan in JD.COM?
What is a car loan in JD.COM?
Car mortgage loan is a vehicle mortgage loan product jointly launched by Jingdong Finance and cooperative institutions (micro-loan network). The user completes the appointment online, and the cooperative organization (micro-loan network) handles the loan business for the user offline.
Auto loan application process:
① Log in to Jingdong Financial App, and enter the details and application page of car loan through Jingdong Financial App- White Slip-Consumption Staging-Car Loan.
② Click "Evaluate Now" to enter the vehicle information filling page, and then "Submit Information" after filling in.
Vehicle model: the model of your own car.
City: The city where the vehicle is located.
Card time: card time
Mileage: The current mileage of the vehicle.
③ After submitting the information, the system will automatically evaluate the vehicle valuation and jump to the evaluation result page, then select the vehicle condition and make an appointment immediately.
(4) After clicking "Make an appointment now", fill in the information according to the page prompts, submit it after completion, and wait patiently for the staff of the micro-loan network to contact.
Name: Name of the applicant
Application Amount: the planned application amount.
Mobile phone number: used to contact your mobile phone number.
Verification code: the verification code obtained after filling in the mobile phone number.
3. Repayment methods of auto loans
Repayment on Jingdong Financial Platform is not supported for the time being. For repayment, please consult the customer service of micro-loan network: 400028888.
What is a car loan in JD.COM?
Car mortgage loan is a vehicle mortgage loan product jointly launched by Jingdong Finance and cooperative institutions (micro-loan network). The user completes the appointment online, and the cooperative organization (micro-loan network) handles the loan business for the user offline.
Auto loan application process:
① Log in to Jingdong Financial App and enter the details and application page of car loan through Jingdong Financial App- White Slip-Consumption Staging-Car Loan;
② Click "Evaluate Now" to enter the vehicle information filling page, and then "Submit Information" after filling in;
Vehicle model: the model of your own car.
City: The city where the vehicle is located.
Card time: card time
Mileage: The current mileage of the vehicle.
(3) After submitting the information, the system will automatically evaluate the vehicle valuation and jump to the evaluation result page. After selecting the vehicle condition, make an appointment immediately;
(4) Click "Make an appointment now", fill in the information according to the page prompts, submit it after completion, and wait patiently for the staff of the micro-loan network to contact.
Introduce what is JD.COM car loan and what is JD.COM car loan.
Hello, car loan is a vehicle mortgage loan product jointly launched by Jingdong Finance and Cooperation Agency (Microfinance Network). Complete the appointment online, and the cooperative institution (micro-loan network) will handle the loan business offline.
What does JD.COM auto loan mean?
Car mortgage loan is a vehicle mortgage loan product jointly launched by Jingdong Finance and cooperative institutions (micro-loan network). The user completes the appointment online, and the cooperative organization (micro-loan network) handles the loan business for the user offline.
Application path: JD Finance App- White Slip-Consumption Staging-Mortgage Loan-Owner Loan.
Or jingdong financial App- borrowing money-mortgage loan-car owner loan
How to apply for a car loan from Jingdong Finance?
Please log in to Jingdong Financial APP, click Home-Borrowing Money-Car Loan, and enter the details and application page of car loan to apply.
What is the repayment method of JD.COM car loan-micro-loan network?
Repayment on Jingdong financial platform is not supported for the time being. If there is any repayment problem, users are advised to consult the customer service of micro-loan network: 400028888.
What are the requirements for car loans in JD.COM?
To apply for an auto loan in JD.COM, you need to meet the following basic conditions:
1. There is a car in the applicant's name.
2. The vehicle applying for car loan business is older than 1 month and less than 10 year, with a mileage of 65,438+10,000 kilometers.
3. Applicant 18 to 60 years old.
4. The applicant has no other bad credit records.
5. Car loan requirements: To apply for a car loan, you need to use a car that is more than 65,438+0 months old, less than 65,438+00 years old and has a mileage of 654,380+10,000 kilometers.
Extended data:
"Car loan" is divided into two forms: parking and non-parking.
Escort car: Give the car to the company for safekeeping. There is a parking lot dedicated to parking the car, and there is a special person to look after it 24 hours a day. Lights the car regularly to warm up.
Don't pick up the car: customers can choose to pick up the formalities in the company or use the car for their own use. They need to apply for mortgage registration. The loan business is flexible and fast, and the amount can generally reach 70-80% of the assessment. Generally, the loan can be released on the same day when the formalities are complete.
Mandatory provisions on vehicle mortgage loan: vehicles under personal name, vehicles with full payment, vehicles with complete procedures and within the service life.