Previously, borrowers who used housing provident fund loans to buy self-occupied housing could withdraw the balance of their own and their spouses' housing provident fund in the month of loan issuance to repay the housing loan. Ningxia housing provident fund loan ratio in the actual performance of the loan contract, you can apply for withdrawal once a year, the withdrawal of housing provident fund into a one-time personal repayment account. The accumulated withdrawal amount shall not exceed the total loan principal and interest.

Legal objectivity:

The People's Bank of China decided to lower the benchmark interest rates of RMB loans and deposits of financial institutions and expand the floating range of deposit interest rates.

The People's Bank of China has decided to lower the benchmark interest rates of RMB loans and deposits of financial institutions from March 20 15/day. The benchmark interest rate for one-year loans of financial institutions was lowered by 0.25 percentage points to 5.35%; The benchmark interest rate for one-year deposits was lowered by 0.25 percentage point to 2.5%. At the same time, combined with the interest rate marketization reform, the upper limit of the floating range of deposit interest rate of financial institutions was adjusted from 65438 0.2 times of the benchmark deposit interest rate to 65438 0.3 times. The benchmark deposit and loan interest rates of other grades and the deposit and loan interest rates of individual housing provident fund are adjusted accordingly.