There are 700 points

The score of big data is closely related to the degree of personal credit reporting

Baihu is a proprietary vocabulary in credit reporting. The general explanation refers to individuals who have not opened a credit card or any loan account. Baihu can be explained from several aspects: 1. There is no credit record in the Central Bank Credit Reference Center. When a credit card or loan approving officer sees such application information, they will classify it as a white account. Generally speaking, because there is no repayment behavior or credit record, and no other supplementary materials, it is difficult for the approving officer to judge the qualifications of this person. If you are new to society, this is a relatively common situation. If you are older and have a white background, it will be difficult to get approval. 2 After the people included in the central bank’s credit report, there are still a large number of people who have no credit record, called white households. These white ones