The house lease contract cannot be loaned. The housing lease contract is only the basis for renting a house and cannot be used as a loan certificate. To apply for a loan, you need the following materials: a copy of your ID card (including your spouse), a copy of your household registration book, a copy of your marriage certificate, a personal income certificate or other certificates that can prove your income level (including the payroll, tax bill and tax payment certificate approved by the bank). ).

The process of signing a lease contract

1. Both parties sign the lease contract.

2. The landlord knows the tenant's information: the landlord can check the tenant's ID card (you can confirm the ID card with the Public Security Bureau) and ask for a copy as an attachment to the contract.

3. The tenant can check the owner's property right certificate: the tenant can check the owner's property right certificate (which can be confirmed by the local real estate exchange), the owner's ID card (which can be confirmed by the public security bureau) and the combination of the two certificates (that is, the owner of the property right certificate is the same as the ID card). And ask for a copy as an annex to the contract.

4. Contract signature: the contract signature (owner) is the same as the property owner of the property right certificate. If they are inconsistent, a power of attorney from the property owner is required.

5. The owner's rental certificate: when handling the sharing contract, the owner needs to agree to rent it.

6. Tenant pays deposit: If the landlord asks for a deposit, please also check the above documents. The deposit generally does not exceed 20% of the monthly rent.

Matters needing attention in renting a house

1. When renting a house, you should have a clear understanding of the environment around the house, especially the safety. It is best to choose a place close to the work place to facilitate work and life.

2. If you rent a house through an intermediary, you need to comprehensively compare the services and strengths of various intermediary companies and choose an intermediary company with a larger scale and good service quality.

3. Be sure to look at the house on the spot. The house seen on the internet has a certain publicity color, which may not be in line with the actual situation. Also pay attention to the location and quality of the house.

4. After renting a house, check the landlord's ID card, household registration book, original real estate license, etc. When renting a house, a lease contract should be signed, which should specify the rent, payment method, liability for breach of contract and other matters to protect the rights and interests of both parties.

5. Both parties should make an agreement on whether they can sublet, whether to terminate the contract in advance, and make an agreement on house maintenance. It is necessary to clarify the liability for breach of contract and the standard of compensation for breach of contract.

6. The landlord should verify the identity information of the tenant and avoid risks.

7. When renting a house, carefully check the supporting facilities in the house, such as door panels, walls and water pipes. To avoid affecting the normal life afterwards.