The provident fund loan policies of different cities are different. For example, in Shenzhen, non-deep households only need to pay provident fund for 6 months, and social security 12 months can apply for provident fund loans. The loan amount of the provident fund is 14 times of the balance in the provident fund card, and the maximum personal loan is 500,000, and the maximum applicant loan is 900,000.